1. PayPal No Es Un Banco: Riesgos de Almacenar Fondos.
Muchos usuarios advierten que PayPal no es una institución bancaria y, por lo tanto, no ofrece las mismas protecciones y garantías. Recomiendan transferir los fondos a una cuenta bancaria tradicional lo antes posible.
- Never forget paypal is not a bank and you should not, under absolutely any circumstances, leave money in your account that you dont intend on spending.
- Youre actually not meant to keep your money on your paypal account, instead you should be transferring it to a bank account as soon as possible.
- Paypal is not a bank, and you should never keep money in your account for longer than it takes to transfer it out.
2. Congelación Arbitraria de Cuentas y Retención de Fondos.
Una queja recurrente es la práctica de PayPal de congelar cuentas y retener fondos sin una explicación clara o un proceso de apelación efectivo. Esto deja a los usuarios sin acceso a su dinero y con pocas opciones para recuperarlo.
- Its insane how often ive heard of paypal just closing accounts and stealing all the money in them. Do not ever leave any money in there.
- Paypal has a long documented history of actually stealing money by closing peoples accounts for what they deem to a violation.
- Regular reminder to never keep any money in paypal because they are not a bank and can and have revoke your access to your balance indefinitely for any reason theyd like !
3. Robo de Información y Falta de Seguridad.
Algunos usuarios reportan haber sido víctimas de robo de identidad y acceso no autorizado a sus cuentas a través de PayPal, lo que genera desconfianza en la seguridad de la plataforma.
- That on top of ive had my information stolen several times through paypal is why i dont use it anymore.
- I had to close my paypal account! someone opened 2 credit cards in my name through paypal. There are safer ways to pay for shit you probably dont need.
- Lmfao - i stopped using paypal because i logged in after not using it for a while and everything was in chinese. Luckily i hadnt tied my bank account to it but i knew then all of my data had been compromised for the rest of time. I personally vouch for a concrete instance of abuse.
4. Alternativas a PayPal y Recomendaciones de Uso.
Ante la desconfianza generalizada, muchos usuarios buscan alternativas a PayPal o recomiendan usarlo con precaución, transfiriendo los fondos inmediatamente a una cuenta bancaria y evitando mantener saldos altos en la plataforma.
- Avoid it like the plague. Close your account and transfer the money to anything else.
- But the moment you recieve funds, consider immediately shuffling it straight into your bank account. Do not treat paypal as a bank. Do not hold money there. Ive heard horror stories like this for a decade!
- Paypal will find any reason to keep your accountfrozenplease avoid using it and keep your balance at 0 by transferring it directly to your bank account stripe and revolut are more trustworthy.