1. La Vivienda como Inversión y la Búsqueda de Ganancias.
Gran parte del debate se centra en la ética de obtener ganancias de una necesidad básica. La inversión de capital en bienes raíces residenciales se critica por convertir la vivienda en una mercancía, lo que inevitablemente excluye a un porcentaje de la población.
- Loving the new green policy of abolishing landlords. Housing is a human right, not a vehicle for making money.
- Housing should not be profitable. Once there is money to be made off of it you block a percentage of people from being able to afford it.
- Once again, stop allowing the wealthy to park their money in residential real estate. It turns a necessity housing into a commodity investment.
- Houses shouldnt be investments. You shouldnt need to come from money just to afford one in a town or city that you actually want to live in.
- The public has been sold the idea that a house is a money-making machine. We dont expect cars to grow in value as we drive them, why should we expect houses to do that as we live in them.
2. Críticas a los Landlords y la Extracción de Renta.
Los propietarios son frecuentemente descritos como agentes que extraen riqueza de los inquilinos, priorizando la maximización de la renta sobre el mantenimiento o la asequibilidad. Se menciona la preocupación de que el dinero del alquiler no se reinvierte en las propiedades.
- Private landlords are parasites, profiteering off of working people.
- Landlords charge as much as they can get away with for hoarding the essential resource of housing.
- Im doing all the work and theyre just taking my money away. Its just serfdom with extra steps.
- Not to get on my soapbox but its insane how many landlords see their properties as free income for nothing forever and dont think any of that money should ever have to be used for things on the property that their renters are giving them the money for.
- Every landlord who complains they arent making enough money to maintain the building is to me a weed to be cut down.
3. El Impacto Financiero en Inquilinos y Compradores.
La alta demanda y los precios inflados obligan a los ciudadanos a destinar una porción desproporcionada de sus ingresos al alquiler, lo que se percibe como "dinero muerto" que impide la acumulación de riqueza o la inversión en el futuro.
- Thats money gone forever. Imagine instead putting it into a condo you own. One empties your wallet. The other builds your future.
- If renting was affordable - which it isnt because homeowners use their dispeoportioante political pull to make sure its not to help their property values - you could invest the money you save from the reduced costs into index funds.
- Cant save for a down payment when you dont start making real money until well after youve dug yourself into a hole ontop of sky high rents.
- The problem with the money vanishing into a hole bit is that the money youre not spending on owning doesnt vanish - the delta between the mortgage payment and rent goes to your own liquid investments.
- I am genuinely curious how any of this is sustainable unless youre one of those tech nerd assholes who makes lots of money.
4. El Rol del Gobierno y el Dinero Público en Soluciones.
Se debate si la solución radica en la construcción de vivienda social financiada por el gobierno, la implementación de impuestos a la propiedad vacante, o la provisión de subsidios directos a los ciudadanos, en lugar de a los desarrolladores.
- The government could compulsorily buy the housing stock and it would be able to collect a reasonable rent and use the money to build more houses.
- No one is going to put their money out to buildbuy a unit and rent it at a loss. This is the social responsibility of all levels of government to provide affordable housing for all.
- If there really are a lot of units sitting vacant because landlords dont want to rent them out - and im pretty skeptical of that claim - hit them with a vacancy tax. Make it a money loser to hold on to investment properties that no one is living in.
- We could nationalise this outfit, and start building local authority housing. You know, homes built to house people, not to pump public money into private profits.
- The real solution is not to build public housing which is rarely properly maintained its to give folks the extra money to cover rent where they already live . Likely cheaper too !