1. Aumentos exponenciales en las primas mensuales.
Los ciudadanos reportan incrementos drásticos y repentinos en sus pagos mensuales, a menudo multiplicando por diez o más sus costos anteriores tras el fin de los subsidios federales.
- With the subsidies removed by republicans in congress, my monthly premiums went from 48 to 1620. More than i can afford.
- My health insurance premium will go from 295mo in 2025 to 1375mo in 2026, with a 200 deductible.
- My health insurance costs will go up 6 times next month over what i pay now. I can no longer live in america on my teachers pension.
2. El dilema entre necesidades básicas y atención médica.
La carga financiera está obligando a las familias a elegir entre mantener su cobertura de salud o pagar gastos esenciales como alimentación, vivienda y servicios básicos.
- There will be weeks where i eat nothing but beans and rice bc i need my doctors and pills. Man i love the us.
- Love having to choose between rent and health insurance.
- She’s done the math and cant afford housing and health insurance. She’s sure the government will do something.
3. Riesgos críticos para pacientes con enfermedades crónicas.
Personas con condiciones graves como cáncer, diabetes o problemas cardíacos enfrentan una vulnerabilidad extrema al no poder costear los tratamientos vitales de los que dependen.
- I have stage iv lung cancer, do we cant really just go without and hope for the best. The worst has already happened.
- My child requires 30k of plasma a month to save her from paralysis. It is a part time job fighting the denials.
- My husband is currently undergoing immunotherapy for lung cancer. Each monthly treatment costs over 70k, so we have to maintain health insurance come hell or high water.
4. La inestabilidad del seguro vinculado al empleo.
La dependencia del seguro médico proporcionado por el empleador genera una trampa laboral, donde los trabajadores temen perder su cobertura ante despidos o crisis económicas de las empresas.
- I lose my employer provided health insurance then too because they tanked the economy and my company is in a death spiral.
- It so cursed that losing your job means losing your health insurance. Im so f-d right now when it comes to my meds.
- One of the only reasons im still at my job is that health insurance doesnt cost much through the company. Im basically selling my soul every day for an insufficient paycheck.
5. El auge de los planes de deducibles altos y la falta de cobertura.
Ante la imposibilidad de pagar primas completas, muchos optan por planes "catastróficos" con deducibles inalcanzables o deciden cancelar su seguro por completo, quedando desprotegidos.
- Were basically doing catastrophic event health insurance now and paying 800 more per month for it.
- I cancelled my health insurance for next year. I received confirmation that it is cancelled as of 1231.
- A deductible is such a fucking joke. Im already paying hundreds of dollars a month for health insurance, but you tell me i have to pay more before it even covers anything?
6. Desilusión y críticas al sistema de salud con fines de lucro.
Existe un sentimiento generalizado de indignación hacia las aseguradoras y el sistema político, percibiendo el modelo actual como un mecanismo de explotación financiera.
- Health insurance doesnt actually insure your health. It is instead a system in which you exchange money for misery.
- Insurance companies are just legalized organized crime and our politicians support them, not us.
- For-profit healthcare health insurance is all a fucking grift. Its fucking sad that i have to count myself lucky my premium didnt skyrocket.